P ersonal finance education needs to start young. How young? With the same universally loved childhood toy, the piggy bank....but with a 21st century twist! The Money Savvy Pig piggy bank has four chambers, one for each of the four money management choices a child should be taught from the time they are small. They are SAVE, SPEND, DONATE, and INVEST. This learning tool teaches kids how to set goals and helps them to develop a sense of delayed gratification.